Housing Options

Housing Opportunities

Through its various housing solutions and programs, AH is able to meet a broad spectrum of housing needs for low-income families, including at-risk populations, in the city of Atlanta. Housing includes single-family homes and multi-family condominiums and apartments.

AH-OWNED RESIDENTIAL COMMUNITIES

AH owns 11 public housing assisted residential properties, including 9 senior high-rise communities and 2 small family communities. Heads of household in the high-rise communities must be elderly (age 62 or older), near elderly (age 55-61), or non-elderly disabled adults. Each property maintains a site-based waiting list.

HAVEN: SUPPORTIVE HOUSING

HAVEN, AH's Supportive Housing Program, provides those experiencing homelessness or at risk of becoming homeless with stable housing, intensive case management and supportive services to address individual needs.

These programs serve several different populations, including:

  • individuals and families;
  • persons with physical, mental, or developmental disabilities;
  • U.S. military veterans;
  • families separated due to a lack of housing;
  • youth aging out of foster care;
  • other target groups

Supportive Housing Offerings

HOMEFLEX

(Formerly called Project Based Rental Assistance)

Using MTW flexibility, AH created and implemented an AH-designed Homeflex program.

This program encourages private real estate developers and owners to develop and/or provide affordable housing in quality mixed-income rental communities. AH and the owner enter into a time-certain Homeflex Agreement to provide rental assistance to eligible residents in the Homeflex units covered by AH's commitment. The developer/owner applies AH's goals and policies through site-based administration delivered at the property level. The Homeflex Program has successfully increased the long-term availability of high-quality affordable units to low-income families in Atlanta.

Many properties are located within some of the most vibrant neighborhoods in the Atlanta metro area. Each property maintains a site-based waiting list.

Current Homeflex property types include:

  • Family Housing
  • Senior Housing and Housing for Older Persons
  • Supportive Housing, i.e. disabled, homeless, youth, veterans

Homeflex Properties

HOUSING CHOICE VOUCHER PROGRAM

AH’s Housing Choice Voucher Program offers families, including elderly and disabled persons and working families, the broadest range of choice in selecting where they live.  Using a Housing Choice voucher, families can identify quality housing anywhere in the city of Atlanta with the assurance that they will not have to pay more than 30 percent of their adjusted income toward rent.  Families may also use their Housing Choice voucher to move outside the city limits of Atlanta after their first year on the program.

Property owners/landlords own and manage the properties and enter into landlord-tenant relationships with assisted families.

AH’s Housing Choice Operations administers AH’s Housing Choice Voucher Program.

MIXED

Formerly called AH Sponsored Communities

AH's Strategic Revitalization Program makes it possible for private real estate developers to create market-rate quality, mixed-use, mixed-income communities on the sites of former public housing projects. The community-building model including human development strategies for mixed-use, mixed-income communities is a blend of private sector market principles and public sector safeguards. Each property maintains a site-based waiting list.

West Highlands

HOMEOWNERSHIP DOWN PAYMENT ASSISTANCE PROGRAM

AHA’s Homeownership Program (Down Payment Assistance) has one mission- to increase homeownership opportunities for low-to-moderate-income first-time homebuyers through community development support, partnerships, outreach initiatives, homebuyer education and subsidy assistance.

Eligibility Requirements

The homebuyer:

  • must not have owned a home within the last three years
  • must be an owner-occupied and the home must be the primary residence
  • must contribute no less than $1,500 of their own funds toward the transaction
  • income (individually or combined) cannot exceed 80% of the Area Median Income (AMI) published by the U.S. Department of HUD (subject to change without notice)
  • cannot own any other property at the time of closing
  • must qualify and be approved for a 30-year fixed rate Conventional, FHA or VA loan
  • must not have liquid assets exceeding $10,000

Other program rules:

  • Property being purchased may be single-family detached, condominiums, and/or townhomes
  • The lender must submit their approved loan package to AH for review /approval for any subsidy assistance
  • The person or persons signing the note and mortgage are required to complete not less than eight (8)-hours of a homebuyer education and foreclosure prevention classes and provide proof of completion to AH prior to loan closing
  • Subsidy assistance may be up to $20,000 for first-time homebuyers; and up to $25,000 for first-time homebuyers who are professionals or para-professionals in health, public safety, education, a veteran, and/or Section 8
  • AH will record a subordinate lien on the property, and the loan is forgivable after ten years
  • AH’s DPA can be used in conjunction with down payment assistance funding from other sources or agencies and reserves the right to adjust its subsidy if other sources are also used
  • The property being purchased must be within the City of Atlanta geographical boundaries
  • The maximum sales/purchase price cannot exceed $250,000

For more information, contact:
Homeownership Programs
404-685-4346